Investment Philosophy


Strategic Financial Concepts provides clients with comprehensive and integrated financial services in a high-engagement, client-centric service model. We focus on building long-term client relationships, employing a philosophy of planning iteration and evolution to address client needs and objectives as they change over time.

As an independent investment advisory firm, SFC has access to a multitude of investment products through discount brokerage platforms. Through these partnerships, we apply our investment expertise to construct cost efficient, diversified portfolios, in an attempt to maximize the probability of achieving your financial goals.

Investment Philosophy and Process

At Strategic Financial Concepts (SFC), we follow an established investment philosophy that combines multiple asset classes in an effort to achieve higher returns while lowering the risk of losing principal. We also incorporate a systematic process that replicates a disciplined approach that is often used in managing large institutional pension and endowment funds, and overlay it with our own proprietary strategy.

Investment Strategy

With the goal of improving investment performance, SFC often utilizes a tactical asset allocation strategy that implements periodic and opportunistic adjustments to portfolios. When we formulate tactical modifications we consider factors such as economic, market, demographic and geopolitical trends. SFC advisors also tailor investment strategies to each client’s goals and expectations. Please discuss your strategy with your advisor for a good fit.

Portfolio Investments

SFC’s Tactical Investment Strategy Portfolios are made up of no-load or load-waived mutual funds, exchange traded funds (ETFs), and other investment vehicles. These portfolios typically consist of U.S. and international stocks, bonds, natural resources, real estate and other alternative investments. Portfolios include both mutual funds and private investments that are closed to retail investors.

What Distinguishes SFC from Other Managers?

How is our proprietary investment management process unique from other programs? It is flexible in executing portfolio adjustments during bull and bear markets. While not a “market-timing” program, asset classes are over or under weighted based on economic, technical and valuation factors. Value can be found at different points in an economic cycle, providing potential profits. To find these investments, SFC has considerable internal and external research resources available to it.

No strategy assures success or protects against loss.

Investing in mutual funds involves risk, including possible loss of principal.

An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as not diversified, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.