An investment vehicle that pools money from multiple investors to create a diversified portfolio managed by an investment company according to the fund’s stated goals. The value of mutual fund shares can fluctuate, and redeemed shares may be worth more or less than their original cost. Mutual funds are sold only through a prospectus. Investors are encouraged to review the fees, risks, expenses, and objectives carefully before investing. A prospectus with full information is available from your financial advisor.