Goal Planning – It is important for us to understand each client’s goals, dreams and objectives. We want to know what we are accomplishing on a client’s behalf.
CFO/Concierge Services – We act as the client’s liaison between all of their financial personnel, CPA’s, attorneys, and business HR programs. We also work on cash flow and budgeting analysis. From coordinating benefits to investment management, our concierge services offer clients a platform of resources. Some of our services include retirement programs, business continuity planning, asset purchase review, tax planning, investment management, insurance planning, key employee planning, business transition planning and expense review. These services link the company business plan with the client’s personal plan to maintain financial continuity.
Estate Planning – We work with either our client’s attorneys to structure the appropriate wills, trusts, business entities, insurance, investment management, charitable/foundation plans and powers of attorney. Additionally, we coordinate benefits with all parties involved and roll out the new estate plan to the entire family, acting as an independent third party to help mitigate tension among heirs. (If the client does not have an attorney, we are able to make referrals for one).
Financial Planning – We offer our clients comprehensive financial planning and advise clients on everything from basic budgeting and cash flow to investment management and retirement planning. Whether a client is planning for a major purchase, refinancing their home or needs basic estate planning, The NFA's team of advisors is well equipped to build each client's vision of financial success.
Investment Management – Our advisors review, monitor, trade, and manage each client’s investable assets. By our allocation of appropriate custodians, proper selection of investment vehicles and evaluations of market conditions, we are able to invest based on the client's risk tolerance and objectives. We also provide objective advice on investments through our three custodians—LPL Financial, Schwab and TD Ameritrade.
Insurance Management – As an Independent Marketing Organization (IMO) and Managing General Agent (MGA) with over 40 insurance carriers, we are able to obtain the best pricing and coverage, and subsequently we're able to provide objective advice about insurance management. To provide the protection level each of our clients desires, we review, price, evaluate and monitor all insurance coverage (Life, Health, Disability, Long-Term Care, Property & Casualty, etc.). To obtain the best pricing and coverage we price multiple companies.
Entity Planning – The SFC works with your legal and accounting team to structure business entities and operations in the most effective manner. We separate risks and protect operations by effective entity creation and restructuring. We also work to develop the ownership of such entities in a tax favorable, estate-friendly way.
Tax Planning – Our firm does not provide tax advice. However, we do work with the client’s tax preparers to find innovative solutions and programs to help provide significant tax savings today and in the future. This joint effort is key to providing substantial tax saving to our clients.
Neither LPL Financial nor any of its representatives provide tax or legal advice. Please consult your tax or legal advisor for answers to your specific questions. Outside providers of professional services are neither affiliated with, nor endorsed by, Strategic Financial Concepts, LLC or LPL Financial.